NY/NJ TRUCKING BUSINESS TOOLS

Fuel Cards & Fuel Savings

Compare fuel cards, discounts, and fuel-saving options for owner-operators and small fleets.

Fuel Cards & Savings Options

Compare fuel programs and tools that may help reduce fuel costs for owner-operators and small fleets.

Program Key Benefit May Benefit Fees Discount Network Important Note
TCS Fuel Card Strong fuel savings structure without recurring card fees Owner-operators and small fleets focused primarily on fuel savings No activation, membership, monthly, or annual fee advertised 2,300+ in-network discount locations Accepted at 12,000+ locations, but the discount network is smaller
Mudflap Simple way to access fuel discounts without a traditional fuel-card setup Independent drivers and small fleets wanting simplicity and a low barrier to entry No application or membership fee for the basic discount program 3,600+ in-network stops The basic Mudflap discount program and Mudflap Card are different products
Comdata Simple Saver Entry into a larger fleet-card platform with additional plan options Small fleets that may want additional fleet-card capabilities as they grow $50 setup fee; no monthly account fee advertised for Simple Saver Discounts vary by participating truck-stop network Comdata offers multiple plans with different fees, discounts, and features
Fleet One EDGE Combines fuel discounts with additional fleet-related savings Small fleets wanting fuel savings plus discounts on other operating expenses No fuel transaction fee at 4,000+ in-network sites 4,500+ fuel-discount sites Accepted at 12,000+ truck stops; out-of-network fees may apply
OOIDA Truckers Advantage Fuel program connected to broader OOIDA member benefits Independent owner-operators who are already members or may value OOIDA membership No monthly card fee; in-network transaction fees may apply Cost-plus pricing at participating locations OOIDA membership is required

TCS Fuel Card

Key Benefit
Strong fuel savings structure without recurring card fees
May Benefit
Owner-operators and small fleets focused primarily on fuel savings
Fees
No activation, membership, monthly, or annual fee advertised
Discount Network
2,300+ in-network discount locations
Important Note
Accepted at 12,000+ locations, but the discount network is smaller

Mudflap

Key Benefit
Simple way to access fuel discounts without a traditional fuel-card setup
May Benefit
Independent drivers and small fleets wanting simplicity and a low barrier to entry
Fees
No application or membership fee for the basic discount program
Discount Network
3,600+ in-network stops
Important Note
The basic Mudflap discount program and Mudflap Card are different products

Comdata Simple Saver

Key Benefit
Entry into a larger fleet-card platform with additional plan options
May Benefit
Small fleets that may want additional fleet-card capabilities as they grow
Fees
$50 setup fee; no monthly account fee advertised for Simple Saver
Discount Network
Discounts vary by participating truck-stop network
Important Note
Comdata offers multiple plans with different fees, discounts, and features

Fleet One EDGE

Key Benefit
Combines fuel discounts with additional fleet-related savings
May Benefit
Small fleets wanting fuel savings plus discounts on other operating expenses
Fees
No fuel transaction fee at 4,000+ in-network sites
Discount Network
4,500+ fuel-discount sites
Important Note
Accepted at 12,000+ truck stops; out-of-network fees may apply

OOIDA Truckers Advantage

Key Benefit
Fuel program connected to broader OOIDA member benefits
May Benefit
Independent owner-operators who are already members or may value OOIDA membership
Fees
No monthly card fee; in-network transaction fees may apply
Discount Network
Cost-plus pricing at participating locations
Important Note
OOIDA membership is required

Which Fuel Program May Fit You?

Answer a few quick questions to see which fuel programs may be worth comparing based on your operation and priorities.

1. How many trucks are in your operation?

2. What matters most to you in a fuel program?

3. What type of setup do you prefer?

4. Are you currently an OOIDA member?

5. Are you mainly looking for fuel savings or broader business benefits?

Please answer all five questions before viewing your results.

Programs to Compare First

Based on your answers, these programs have features that may align with your priorities.

This tool does not determine which fuel program is best for you. Actual savings and costs can depend on where you fuel, your routes, program terms, fees, eligibility, and current fuel prices. Compare the programs and verify current terms with the provider before applying.

Understanding Fuel Card Savings

Fuel card savings can be advertised in different ways. Some programs show average savings, others advertise savings “up to” a certain amount, and some use cost-plus pricing. The actual price you pay can depend on the fuel location, network, program, and current fuel price.

Before choosing a program, consider where you normally fuel, the locations that qualify for discounts, program fees, and whether the savings available on your regular routes outweigh those costs.

Visit the Fuel Programs

TCS Fuel Card
Official TCS site

MudFlap
Official Mudflap site

Comdata Simple Saver
Official Comdata Site

Fleet One EDGE
Fleet One EDGE official page

OOIDA Truckers Advantage
OOOIDA Truckers Advantage official page

Fuel program information reviewed: September 2026. Program terms, fees, discounts, and participating locations may change. Verify current details with the provider.